CardLock for People’s Debit and Credit Cards

Take control of your cards on the go with People’s CardLock. If you’ve misplaced your People’s debit card or credit card, or you’re noticing suspicious activity in your account, you can take action immediately before your identity or finances are compromised.

Cardlock from People's Credit Union

What is CardLock?

People’s CardLock is a free smartphone app designed to help protect your debit and credit cards. It’s available for both iOS and Android users. Here are some of the great benefits you can take advantage of when you have CardLock.

Alerts Via Text, Email or in the App

CardLock allows People’s members to choose which types of transactions they’d like to be alerted of and when. These options include:
  • Declined transactions
  • Approaching credit line
  • Online activity
  • Grocery, fuel, and entertainment purchases

Controls

People’s CardLock also includes controls to block specific types of transactions. This can be helpful in impulse buying, fraud prevention, and more. Below are some of the ways you can control your People’s Debit or credit cards.

  • Internet transactions
  • International or regional transactions -- this range is determined by your phone’s GPS.
  • Spending limits
  • ATM transactions

Turn your cards on/off

CardLock gives People’s members the ability to turn their debit and credit cards on and off at any given time without needing to contact the financial institution. When the account is locked, new charges and cash advances will be denied. However, auto payments will still be charged. This feature can be helpful if you have a card that is rarely used or if your card has been misplaced or stolen.