A Checking Account that Makes Life Easy.
A personal checking account offers members many convenient benefits and safety features. Here at People’s Community Credit Union, we want our members to have access to easy, reliable banking, which is why we’re happy to offer our Carefree Checking account for all members.
Carefree Checking has no monthly fee, only requires $100 to open, and there is no minimum balance requirement, making it a good option for anyone! Read on to find out why opening a checking account with us is important for your financial health.
The Benefits of a Personal Checking Account
Anyone can benefit from a personal checking account, which is why we want to stress the convenience and safety of this type of account. Our Carefree Checking account allows users to manage their own financial expenses, making it easy to complete your day-to-day purchases and deposits.
Just a few of the many benefits personal checking accounts offer include:
- Easy access to money without needing to carry cash
- Use of a debit card to purchase goods and services
- Ability to withdraw cash from an ATM
- Paychecks can be deposited directly into your account
- Reliable access to online banking services
- Ability to pay bills and transfer money online
- Debit cards are safer to carry than cash
- Funds insured to at least $250,000 by the NCUA, a U.S. Government Agency
- Checking accounts provide proof of payment
Opening a Checking Account Online
One of the most appealing benefits of a checking account is its online-friendly features. At People’s Community Credit Union, we want to make it as easy as possible for our members to take the next step in their financial life, which is why we offer a comprehensive online account opening process.
While we are always happy to help our members open an account at one of our branches, this provides you with the option of opening an account in the comfort of your own home. The process takes up to just 10 minutes, requires just a $100 deposit, and is user-friendly and accessible for all!
Ready to speak about Carefree Checking?
Questions about your account or our services? Our Member Services team is standing by.
Why Open a Carefree Checking Account With Us?
By opening a Carefree Checking account with People’s Community Credit Union, you can rest assured you’re making a smart move. This easy-to-use personal account offers unparalleled convenience and safety features. As mentioned previously, there is no monthly fee and it only takes a $100 deposit to open a Carefree Checking account with us. Best of all, there’s no minimum balance requirement, keeping you in total control of your own finances.
Some of the other great features include:
- Pay all your bills online with free Bill Pay
- Use your free ATM/Debit Card at ATMs and retailers across the country and around the world
- Manage your account online through Online Banking, which includes free copies of your checks and eStatements
- Monitor and transact on your account using free Mobile Banking, including making mobile deposits
- We offer Courtesy Pay and Overdraft Protection for when there are not enough funds in your account
Carefree Checking with People’s Community Credit Union
We are proud to serve all our members and believe in our member-focused philosophy. When you open a Carefree Checking account with us online or at one of our branches, you can rest assured you will be taken care of. We are happy to provide our members with only the best and friendliest financial services. Call us today to learn more about opening a Carefree Checking account!
The Perks of Banking with People's
Bank Anywhere!
Manage your account on your terms! People’s offers convenient service that let you bank anywhere.
- Sign up for eStatements and receive your account statements by email.
- Online Banking – fast, easy, secure access to your account from anywhere.
- Mobile Banking – manage your money directly and make mobile check deposits from your phone using our app or text banking.
- Phone Banking – Live 24/7 Call Center
- Local: 360-695-5121
- Toll-Free: 1-800-252-6525
- Automated Phone Banking – convenient 24/7 account access
- Local: 360-695-7559
- Toll-Free: 1-877-TELLER0 (1-877-835-5370)
- Credit Card Online Access – 24/7 ability to make credit card payments and find other information on your card
- CardFree Cash℠ – No card? No problem. Get cash safely and instantly without using your debit card.
Overdraft Protection
People’s provides the tools you need to access your accounts and avoid embarrassing and costly overdraft situations.
- Overdraft Protection – avoid overdrawing your account with our safety-net overdraft protection.
- Automatic transfers from savings.
- Automatic transfers from your personal line of credit, once approved.
- Courtesy Pay – unanticipated expenses can inadvertently leave you with too little cash in your checking account. Avoid the embarrassment and merchant fees with People’s Courtesy Pay service. Learn more.
CardLock Theft Protection
Take control of your cards on the go with People’s CardLock. If you’ve misplaced your People’s debit card or credit card, or you’re noticing suspicious activity in your account, you can take action immediately before your identity or finances are compromised.
People’s CardLock is a free smartphone app designed to help protect your debit and credit cards, with custom alerts and blocking features. Learn more.
- Alerts: The CardLock app will alert you every time a transaction is declined, online activity is reported, and for specific types of purchases.
- Controls: People’s CardLock also includes controls to block specific types of transactions. This can be helpful in impulse buying, fraud prevention, and more.
- Turn Cards On/Off: CardLock gives People’s members the ability to turn their debit and credit cards on and off at any given time without needing to contact the financial institution. When the account is locked, new charges and cash advances will be denied.
In-Branch Banking Services
In addition to applying for loans, opening deposit accounts, and traditional teller transaction, you can find these convenient in-branch member services.
- Notary Services – we offer notary services to all members in all of our branches. Make sure to bring a photo ID!
- Safe Deposit Boxes – keep your valuables secure in our safe deposit boxes, available at our Hazel Dell and Battle Ground branches. We’ll automatically deduct the fee from your savings account.
- Night Deposit Boxes – located at our Hazel Dell, Battle Ground and Fisher’s Landing branches, for when you need to drop off a deposit or payment after hours.
- Cashier’s Checks – members may obtain one Cashier’s Check for free each day. Additional checks cost $5.00. Not available to non-members.
- Wire Transfers – a safe and convenient way to transfer funds electronically, People’s offers both incoming and outgoing wire transfer services for domestic and international transactions.
Carefree Checking in Vancouver WA
Serving Greater Vancouver WA