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*APR = Annual Percentage Rate

Recently, members have been receiving fraudulent calls and text messages from individuals falsely claiming to be from the credit union’s fraud department. They are asking for extensive information, including your debit card number and PIN. They may even be able to spoof the credit union’s phone number. If you receive one of these calls, do not give out any of your account information and simply end the call. If you receive a text message indicated your card is locked, do not respond by phone or text. While you may receive a call from our fraud department for unusual activity on your debit card, we will not ask for any detailed account information. Notification of a locked card would only come through our Cardlock app, not a text message. Unfortunately, the credit union is unable to reimburse you for any lost funds resulting from you sharing confidential information.

For more information on this type of scam, click here.

People's Community Federal Credit Union

Where every member gets the same low rate!

Whether you’re new to the area and need a financial institution you can trust, or you’re looking for a way to keep your money local and work with a member-owned financial cooperative, People’s is a great choice. You’ll find a wide variety of accounts for all your financial needs—whether you’re a savvy saver, a young family looking for a better auto loan rate, or opening your very first checking account.

Current Rates

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
** = 12-Month Introductory Rate

Personal Banking

No monthly fees. No minimum balance requirements.

Federally insured to at least $250,000.

Credit Union Branches

Five Convenient Branches in the Vancouver WA area

We have five convenient credit union branches in Vancouver, Ridgefield, and Battle Ground Washington.
Co-Op ATM Network - Surcharge Free ATMs by Peoples Community Federal Credit Union in Vancouver WA

Find an ATM

Find Surcharge-Free ATMs Nationwide!

Through our partnership with the CO-OP ATM Network you can use nearly 30,000 ATM locations nationwide — and save money, because they’re all surcharge free. That adds up to convenience comparable to the country’s largest banks.

The Pacific Northwest's Trusted Credit Union Since 1952

Looking for a financial institution you can trust? With People’s you’ll find a wide variety of accounts for all your financial needs—whether you’re a savvy saver, a young family looking for a better auto loan rate, or opening your very first checking account.

Questions? Member services is here to help!
People's Community Federal Credit Union logo

Updates from People's

Latest News at People’s Community Federal Credit Union

Hazel Dell ATM is unavailable.


Special Fraud Alert
Recently, members have been receiving fraudulent calls and text messages from individuals falsely claiming to be from the credit union’s fraud department. They are asking for extensive information, including your debit card number and PIN. They may even be able to spoof the credit union’s phone number. If you receive one of these calls, do not give out any of your account information and simply end the call. If you receive a text message indicated your card is locked, do not respond by phone or text ...
Read More
Hazel Dell ATM is Unavailable
Unfortunately, the Credit Union has been the victim of significant vandalism to our ATMs at our Hazel Dell and Fishers Landing branches. While the machines were significantly damaged, the strength of the ATMs did not allow for there to be the loss of any cash or member deposits. As we’ve all been hearing so often lately, due to supply chain disruptions, it has taken some time before receiving the parts for these ATMs to be functional ...
Read More
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Not just another bank

What makes credit unions different?

Our roots date back to 1952 when our first members chartered Columbia District No. 17 Federal Credit Union, serving the members and employees of the Columbia District Lodge No. 17, International Association of Machinists in Vancouver, Washington. After several shifts and name changes over the years, People’s Community Federal Credit Union now serves those who live, work or worship anywhere in Clark, Cowlitz and Skamania Counties. With over 11,000 members and $295,000,000 in assets at the end of 2021, we are a strong and creative financial services institution. We fulfill our people-helping-people mission by serving our members’ financial needs. Our core values and philosophy have stayed the same throughout our journey:

When you join People’s Community Federal Credit Union, you become a member/owner. You immediately begin to enjoy our high-quality services, low fees and great rates. The credit union is governed by a volunteer board of directors, elected by and from the credit union’s membership.

As a member, you don’t just use our credit union. You own it. You have a voice in what we do. Because we’re member-owned, we answer only to you. There are no stockholders to please. Nor are we motivated by profits. Like all credit unions, we’re a not-for-profit financial cooperative.  We return earnings to our members in the form of lower loan rates, higher dividends on deposits, and lower fees.

No matter how much you have on deposit or owe in loans, as a financial cooperative, each member gets only one vote on matters such as board elections. Our Money Management Account is not tiered like at so many other banks and credit unions. You earn the same rate whether you have $1,500 or $150,000 in your account. Everyone that’s approved for a loan gets the same great rate; it’s not based on your credit score, or the factors used by most other lenders. At People’s, you’re a person not a number.

We always strive to bring our members the very best package of financial services. Loan rates are low. Savings rates are high. Fees are low or nonexistent, and services are plentiful. We offer everything from auto and RV loans to mortgages and home equity lines of credit. We’re convenient, too.  You can come to a branch and see our happy, friendly staff.  Use our 24/7 Live Call Center. And do just about anything you need in People’s Mobile and Online Banking.

People's Community Federal Credit Union - Credit Union in Vancouver WA Ridgefield Washington

Our Members Say it Best

Adam T.
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Love the people here. No fee checking such helpful people, they'll even call you up to warn you or remind you of important things and issues. Known and used for many years and never had an issue.
Diana A.
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I have been a member since 1987. I have never had a bad experience. I have had to relocate out of state where I purchased a new home. The people there (Gabe and others) made the process so easy. I never had to worry about their role in the process. I highly recommend pccu.
Tiffany M.
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My son has been wanting a bank account for a few weeks…we went with People’s Credit Union as they don’t require a minimum balance. His account was opened with only a hundred dollars, but this bank made him feel like a very valued customer. We had a fantastic experience! It was quick and easy, and he left the bank with his permanent debit card!
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The Perks of Banking with People's

At People's, All Members Get the Same Great Rates!

People’s provides members with access to affordable credit through low-rate loans. What sets our credit union apart is that all members pay the same rate, no matter their credit score or amount in their account. We are here to help you with your financial needs.

Homepage in Vancouver WA

Serving Greater Vancouver WA

Vancouver | Fishers Landing | Hazel Dell | Battle Ground | Ridgefield | Salmon Creek

Orchards | Minnehaha | Walnut Grove | Hockinson | Baker | Sara | Felida | Cascade Park

Special Fraud Alert

Recently, members have been receiving fraudulent calls and text messages from individuals falsely claiming to be from the credit union’s fraud department. They are asking for extensive information, including your debit card number and PIN. They may even be able to spoof the credit union’s phone number.

If you receive one of these calls, do not give out any of your account information and simply end the call. If you receive a text message indicated your card is locked, do not respond by phone or text. While you may receive a call from our fraud department for unusual activity on your debit card, we will not ask for any detailed account information. Notification of a locked card would only come through our Cardlock app, not a text message.

Unfortunately, the credit union is unable to reimburse you for any lost funds resulting from you sharing confidential information.

For more information of this type of scam, click here

Hazel Dell ATM is Unavailable

Unfortunately, the Credit Union has been the victim of significant vandalism to our ATMs at our Hazel Dell and Fishers Landing branches. While the machines were significantly damaged, the strength of the ATMs did not allow for there to be the loss of any cash or member deposits.

As we’ve all been hearing so often lately, due to supply chain disruptions, it has taken some time before receiving the parts for these ATMs to be functional. The Fisher’s Landing drive-up ATM is now functioning with added security, our drive-up ATM in Battle Ground, as well as the walkup ones at our Waterfront branch and in Ridgefield are all operational.

You can also use a Surcharge-Free ATM on the CO-OP network. Of course, during the day you are more than welcome to come into one of our five conveniently located branches.