Auto Loans

Financing options for purchasing a new vehicle or refinancing your car or truck!

Dreaming of a new car? We can put it in your driveway! Whether it’s a new red sports car or a gently-used hybrid SUV for family adventures, PCFCU can put you behind the wheel with our affordable auto loans. Best of all, our rates are never dependent on your credit score--we provide the same auto loan rates for all of our members!

  • We offer a variety of loan types, and 100% financing for qualified members.
  • Repayment plans are flexible and keep your budget in mind.
  • Our auto loans aren’t dependent on your credit score! Our rates are the same for all PCFCU members.
  • We offer an incredible First Time Buyers Program.
  • Our auto loans are good for new and used cars & trucks!
  • We also offer Recreational Vehicle Loans, like boats, motorcycles, and RVs!
  • Need to refinance? We can do that too! We have great deals on refinancing your existing auto loan, and we’ll even give you a bonus.
calculator

Come get pre-approved before you even visit the dealership, save the trouble of negotiating over the financing, and concentrate on getting the vehicle you want.

At People’s Community FCU, you’re a person: not a number! Whether you’re opening a new auto loan or transferring an existing loan, we have you covered with competitive rates and flexible payment plans. If you are not already a member, contact us to become a member today!

Competitive Rates | Pre-Approval Calculator

Get pre-approved before you even visit the dealership! You’ll know exactly what you have for financing options, so you can concentrate on getting the vehicle you want!

APPLY ONLINE FINANCIAL CALCULATORS CURRENT RATES


 

Refinance Your Existing Auto Loan

Do you have a current auto loan with another lender? Bring us your loan and we’ll give you a bonus! We'll pay it off and match the lender's current rate to as low as 1.99% APR*. We offer competitive refinancing rates, and we would love to welcome you to the PCFCU family.

If your current loan is: Your bonus is:
$1,000 to $5,000 $100
$5,001 to $20,000 $200
$20,000 plus $300

What are you waiting for? At People’s Community FCU, you’re a person: not a number! Whether you’re opening a new auto loan or transferring an existing loan, we have you covered with competitive rates and flexible payment plans. Contact us to become a member today!

*APR = Annual Percentage Rate. This limited-time offer only applies to loans 12 months or longer. If loan is paid off in less than 12 months, bonus points must be refunded. Not available for refinancing PCFCU loans. Minimum matched rate of 1.99% APR. Offer subject to PCFCU credit qualifications.