Recreational Vehicle Loans and Financing
Five Convenient Credit Union Branches: Hazel Dell | Battle Ground | Fisher's Landing | Vancouver Waterfront | Ridgefield
Get a loan for your new RV and hit the open road.
Dreaming of adventure? First, you need a recreational vehicle loan that fits your budget. At People's Community Federal Credit Union, we provide hassle-free and affordable loans for your next recreational vehicle, including motorhomes, trailers, boats, motorcycles, ATVs, and much more.
People's Community Credit Union offers car loans and truck loans in the greater Vancouver WA area.
*Annual Percentage Rate
Apply Today for an Affordable Recreational Vehicle Loan
Do you live in the Pacific Northwest? Then you know the call of the Great Outdoors is strong. There’s so much to experience here – from rivers and lakes to mountains and the Open Road. When the call becomes impossible to ignore, a new RV is one of the best ways to get out there and experience it. And wherever your next adventure is located, our recreational vehicle loans will help you get there.
Our recreational vehicle loans cover any type of RV, from conventional recreational vehicles like motorhomes and campers, to “vehicles meant for recreational use” like ATVs, dune buggies, and off-roaders.
We offer loans for recreational vehicles of all types, including:
- Motorhomes
- Campers
- Trailers
- ATVs
- Snowmobiles
- Jet Skis
- Motorcycles
- Boats
- And Much More!
The Pacific Northwest's Trusted Credit Union Since 1952
Looking for a financial institution you can trust? With People’s you’ll find a wide variety of accounts for all your financial needs—whether you’re a savvy saver, a young family looking for a better auto loan rate, or opening your very first checking account.
FAQs About Recreational Vehicle Financing
Purchasing a recreational vehicle is a life-changing decision, and without an ally on your side, it can be intimidating. At People’s Community Federal Credit Union, we’re here to answer questions about financing your new RV, so you can spend less time worrying and more time enjoying the great outdoors.
Check out these common FAQs about recreational vehicle loans and financing – and if you can’t find your answer here, don’t hesitate to call or stop by one of our branch locations!
What’s the difference between a recreational vehicle loan and an auto loan?
There are a few differences between auto loans and recreational vehicle loans. Because you’re seeking financing for different types of vehicles, car loans and RV loans typically differ in these key areas:
- Loan amounts
- Interest rates
- Borrowing requirements
For more information, be sure to check out our full-length article on how to get the best deal when financing your motorhome, camper, or RV.
What should you look for in your RV loan?
As with an auto loan, we recommend shopping around for the financing that best fits your budget and lifestyle. Here are some factors to consider when choosing the right RV loan option for you:
- Interest rates
- Loan terms
- Down payment requirements
- Additional fees and charges
- Repayment flexibility
- Credit requirements
- Customer service
What Credit Score Do You Need for a Recreational Vehicle Loan?
Most banks base their interest rate and loan terms on your credit score, but that’s not how we do business here at People’s Community Federal Credit Union. What sets our credit union apart is that all members pay the same rate regardless of credit score or the amount in your account.
That’s because, at People’s, we see you as a person, not a number.
Benefits of Getting Your Motorhome, Camper, Boat, or RV Through People’s
With your new recreational vehicle, you’ll be able to get out there and take in everything the beautiful Pacific Northwest has to offer. At People’s, we help our members finance these dreams through affordable and flexible RV financing.
As a member of People’s Community Federal Credit Union, we can offer you some of the most competitive rates in the southwest Washington area. Bigger banks just can’t compete with us in terms of personalized service.
Apply Today for a Recreational Vehicle Loan – Or, Become a Member!
We work with all our members to ensure their recreational vehicle loan is affordable, flexible, and covers 100% of their needs!
Here are just some of the reasons why it pays to get your recreational vehicle loan from us:
- 100% financing for qualified members.
- Flexible and affordable repayment plans.
- Loan rates are the same for all People’s members approved for a loan.
If you are not a member, contact us to become a member today, so you can get that RV or boat you’ve been dreaming of. Don’t miss out on those sunset boat rides, or skip that motorhome cross-country trip you’ve been planning–join the People’s family and get competitive rates and benefits!
Whether you’re opening a new recreational vehicle loan or transferring an existing loan, we have you covered with competitive loan rates and flexible payment plans.
Have questions about RV or motorhome loans in Southwest Washington? Call or email us today, or simply stop by one of our branches.