A PLOC is the perfect companion to your People’s checking account. When you sign up and are approved for a PLOC, you protect yourself against accidentally overdrawing your account. Rather than declining or returning your transaction because of insufficient funds, we’ll automatically advance you a small loan.
This helps you:
⦁ Avoid the embarrassment of returned checks and other charges to your account
⦁ Protect your credit record
⦁ Avoid overdraft fees
⦁ You can also use PLOC for emergencies, travel, education or other purchases you would like to finance. This is just one option available for financing these needs; we offer other personal loans, such as share-secured and debt consolidation. See what other options we offer.
There are no annual fees for a PLOC, nor any fee per withdrawal. Apply for a PLOC below today!
At People’s Community Federal Credit Union, you are not a number. Every member gets the same rate, regardless of credit score. If you are approved for a PLOC, you get the same great rate as everyone else
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The Perks of Banking with People's
Manage your account on your terms! People’s offers convenient service that let you bank anywhere.
- Sign up for eStatements and receive your account statements by email.
- Online Banking – fast, easy, secure access to your account from anywhere.
- Mobile Banking – manage your money directly and make mobile check deposits from your phone using our app or text banking.
- Phone Banking – Live 24/7 Call Center
- Local: 360-695-5121
- Toll-Free: 1-800-252-6525
- Automated Phone Banking – convenient 24/7 account access
- Local: 360-695-7559
- Toll-Free: 1-877-TELLER0 (1-877-835-5370)
- Credit Card Online Access – 24/7 ability to make credit card payments and find other information on your card
- CardFree Cash℠ – No card? No problem. Get cash safely and instantly without using your debit card.
People’s Personal Line of Credit (PLOC) in Vancouver WA
Serving Greater Vancouver WA