A PLOC is the perfect companion to your People’s checking account. When you sign up and are approved for a PLOC, you protect yourself against accidentally overdrawing your account. Rather than declining or returning your transaction because of insufficient funds, we’ll automatically advance you a small loan.

This helps you:
⦁ Avoid the embarrassment of returned checks and other charges to your account
⦁ Protect your credit record
⦁ Avoid overdraft fees
⦁ You can also use PLOC for emergencies, travel, education or other purchases you would like to finance. This is just one option available for financing these needs; we offer other personal loans, such as share-secured and debt consolidation. See what other options we offer.

There are no annual fees for a PLOC, nor any fee per withdrawal. Apply for a PLOC below today!

At People’s Community Federal Credit Union, you are not a number. Every member gets the same rate, regardless of credit score. If you are approved for a PLOC, you get the same great rate as everyone else

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People’s Personal Line of Credit (PLOC) in Vancouver WA

Serving Greater Vancouver WA

Vancouver | Fishers Landing | Hazel Dell | Battle Ground | Ridgefield | Salmon Creek

Orchards | Minnehaha | Walnut Grove | Hockinson | Baker | Sara | Felida | Cascade Park