Sometimes, unanticipated expenses can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, and potentially embarrassing experience. At People’s we help to save you from the additional merchant fees (and possible damage to your credit history) that might result if a check is returned. That’s why we provide Courtesy Pay, a special overdraft service for our members.
Courtesy Pay for checks and recurring debit card transactions does not require any action on your part. It simply provides you a safety net up to an automatically assigned overdraft limit. (Your limit will vary based on whether or not you have direct deposit to your checking account.) Your Courtesy Pay limit may be available for checks and other transactions made using your checking account.
- Avoids embarrassment
- Provides a safety net
- Good for emergencies and unexpected expenses
Ready to Speak with Member Services?
Questions about your account or our services? Our Member Services team is standing by.
Authorize Us to Pay ATM and Debit Card Transactions
You can sign up (also called opt-in) if you want us to pay your everyday debit card transactions, as well as ATM withdrawals. To authorize us to pay these types of transactions, please complete and sign this Authorization Form and mail it to us.
You may also bring the form to any of our branch offices.
People’s Community Credit Union
P.O. Box 764, Vancouver, WA 98666
The Perks of Banking with People's
Manage your account on your terms! People’s offers convenient service that let you bank anywhere.
- Sign up for eStatements and receive your account statements by email.
- Online Banking – fast, easy, secure access to your account from anywhere.
- Mobile Banking – manage your money directly and make mobile check deposits from your phone using our app or text banking.
- Phone Banking – Live 24/7 Call Center Local: 360-695-5121 Toll-Free: 1-800-252-6525
- Phone Banking – convenient 24/7 account access from any touch-tone phone.
- Automated Phone Banking – convenient 24/7 automated account access. Local: 360-695-7559 Toll-Free: 1-877-TELLER0 (1-877-835-5370)
- Credit Card Online Access – 24/7 ability to make credit card payments and find other information on your card
- CardFree Cash℠ – No card? No problem. Get cash safely and instantly without using your debit card.
Courtesy Pay in Vancouver WA
Serving Greater Vancouver WA