People's Community Federal Credit Union provides home loans, mortgages, and home equity loans to members in Vancouver WA & Battle Ground WA

Home Loans

We have a home loan to fit your needs.

Five Convenient Branches:
Hazel Dell | Battle Ground | Fisher’s Landing | Vancouver Waterfront | Ridgefield

Your home is one of your biggest investments, so make sure you work with local people who listen to your needs. Whether you are buying a new home, refinancing your current mortgage, or planning home improvements, People's has you covered.

You can rest assured you'll always be dealing with the friendly staff at People's.

Mortgage Loans

We keep our mortgage products simple and provide you with an easy process. People's fixed-rate mortgages are available with terms of 10 years, 15 years, 20 years or 30 years, and you can borrow up to 80% of the current value of your home, or even more with one of our Home Equity Loan options. Your mortgage rate is fixed so you know your monthly payment never changes.


We don't sell our loans to other lenders and we handle everything locally through the life of your mortgage. At People's, everyone gets the same great mortgage deal, with affordable payments. You pay no points and minimum fees: typically less than $1,200 in closing costs.

To Apply...

Please visit your nearest branch location.

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Home Equity Loans

The equity in your home is the difference between its value and any outstanding mortgages. You can use that equity to finance home improvements, college tuition, or even a large purchase, such as a car or the trip of a lifetime.

We have two Home Equity products.

We charge no annual fee on either of our Home Equity Loans, and closing costs are low.


View the Home Equity Line of Credit disclosure.

The interest on this loan may be tax deductible, consult with a trusted tax advisor.

To Apply...

Please visit your nearest branch location.

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Guidance for Avoiding Foreclosure

If you are unable to afford your mortgage payments and wish to avoid foreclosure, there may be other options for you to explore.

  • Refinance: You may be able to refinance your loan at another lender with payments, terms, and fees that are more affordable
  • Sale of Your Home: You may be able to sell your home and repay your mortgage in full
  • Loan Modification: You may be able to lower your regular monthly payments through a modification of your loan by reducing the interest rate or changing the term of the loan
  • Assistance: You may qualify for government or private homeowner assistance programs

 Learn More