• Go through People’s Community Federal Credit Union: People’s is unique in offering the same auto loan rates regardless of credit score. This is because you’re a person, not a number! Take a look at our current auto loan rates.
  • Get a cosigner: Ask a relative or friend with good credit to cosign on an auto loan with you. This will increase your chances of getting an auto loan and will help lower your interest rate.
  • Make a down payment: Putting a small amount of money down will make a difference. The more money down the lower your loan amount and may help lower your monthly payment.
  • Have a steady source of income: You’ll be more likely to get approved for a loan if you can prove you have a reliable source of income to repay your loan.
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How To Get a Car Loan with Limited Credit History in Vancouver WA

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