People's Community Federal Credit Union

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Account Resources

When it comes to convenience and providing the tools you need, People's ensures you are able to safely access your accounts how, when and where you want. Debit/ATM Card, Bank by phone, Online Banking, Mobile Banking are all at your command. Avoid embarrassing and costly overdraft situations with Overdraft Protection and Courtesy Pay.



Direct Deposit

The Automatic, Convenient, and Confidential Way to Save Time and Money!
Direct deposit is a fast, secure way to automatically have your paycheck, retirement check, or any recurring automatic payment deposited into your People’s checking account. Thousands of members already enjoy the benefits of Direct Deposit.

Direct Deposit is easy to arrange!
Just complete a Direct Deposit Authorization Form and take it to your company's payroll office. This form designates People's Community Federal Credit Union as your financial institution.  You’ll need to add your personal information and a voided check.   You can also direct your Social Security or other Federal Government payments to be automatically deposited into your account using this Direct Deposit Sign-Up Form.  If you don't already have a checking account with People’s, open one today. View our Account Switch Kit for more information and forms.



Overdraft Protection

With overdraft protection, you know you have a safety-net. Avoid the high cost and embarrassment of overdrawing your account. Once approved for this personal line of credit, funds are transferred automatically to your checking account (up to your approved credit limit) to prevent your account from becoming overdrawn. You may also set-up automatic transfers from your savings account to cover potential overdrafts. Courtesy Pay is another option.

Learn More  Apply Online



eStatements

Sign up for eStatements and receive your account statements electronically. Your statements are securely archived and you'll receive an email alert when your latest statement is ready to view. No more statements sitting in your mailbox.

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Debit/ATM Card

Our free VISA® Debit/ATM Card is two cards in one - a debit card that you can use to pay for purchases anywhere VISA® is accepted, and an ATM card that you can use at thousands of surcharge-free ATMs nationwide.

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Account Switch Kit

People's has made moving your account from your previous financial institution fast and convenient with our Switch Kit. All the letters and forms you will need to make this transition as easy as possible are provided here.

Learn More



Courtesy Pay

Sometimes, unanticipated expenses can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, and potentially embarrassing experience. At People's we help to save you from the additional merchant fees (and possible damage to your credit history) that might result if a check is returned. That's why we provide Courtesy Pay, a special overdraft service for our members.

Courtesy Pay for checks and recurring debit card transactions does not require any action on your part. It simply provides you a safety net up to an automatically assigned overdraft limit. (Your limit will vary based on whether or not you have direct deposit to your checking account.) Your Courtesy Pay limit may be available for checks and other transactions made using your checking account.

Benefits:
  • Convenient
  • Avoids embarrassment
  • Provides a safety net
  • Good for emergencies and unexpected expenses

Authorize Us to Pay ATM and Debit Card Transactions

You can sign up (also called opt-in) if you want us to pay your everyday debit card transactions, as well as ATM withdrawals. Β To authorize us to pay these types of transactions, please complete and sign this Authorization FormΒ and mail it to us.
You may also bring the form to any of our branch offices.

People's Community Credit Union
P.O. Box 764, Vancouver, WA 98666

Authorization Form Frequently Asked Questions

Online Banking


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