Carefree Checking Account

A Checking Account that Makes Life Easy.

Vancouver WA | Battle Ground WA
Clark County | Cowlitz County | Skamania County

Carefree personal checking accounts provided by People's Community Credit Union throughout Clark County and Southwest WA.

A personal checking account offers members many convenient benefits and safety features. Here at People’s Community Credit Union, we want our members to have access to easy, reliable banking, which is why we’re happy to offer our Carefree Checking account for all members.

Carefree Checking has no monthly fee, only requires $100 to open, and there is no minimum balance requirement, making it a good option for anyone! Read on to find out why opening a checking account with us is important for your financial health.

The Benefits of a Personal Checking Account

Anyone can benefit from a personal checking account, which is why we want to stress the convenience and safety of this type of account. Our Carefree Checking account allows users to manage their own financial expenses, making it easy to complete your day-to-day purchases and deposits.

Just a few of the many benefits personal checking accounts offer include:

  • Easy access to money without needing to carry cash
  • Use of a debit card to purchase goods and services
  • Ability to withdraw cash from an ATM
  • Paychecks can be deposited directly into your account
  • Reliable access to online banking services
  • Ability to pay bills and transfer money online
  • Debit cards are safer to carry than cash
  • Funds (to a certain limit) up to $250,000 are protected by the FDIC NCUA
  • Checking accounts provide proof of payment

Opening a Checking Account Online

One of the most appealing benefits of a checking account is its online-friendly features. At People’s Community Credit Union, we want to make it as easy as possible for our members to take the next step in their financial life, which is why we offer a comprehensive online account opening process.

While we are always happy to help our members open an account at one of our branches, this provides you with the option of opening an account in the comfort of your own home. The process takes up to just 10 minutes, requires just a $100 deposit, and is user-friendly and accessible for all!

Why Open a Carefree Checking Account With Us?

By opening a Carefree Checking account with People’s Community Credit Union, you can rest assured you’re making a smart move. This easy-to-use personal account offers unparalleled convenience and safety features. As mentioned previously, there is no monthly fee and it only takes a $100 deposit to open a Carefree Checking account with us. Best of all, there’s no minimum balance requirement, keeping you in total control of your own finances.

Some of the other great features include:

  • Pay all your bills online with free Bill Pay
  • Use your free ATM/Debit Card at ATMs and retailers across the country and around the world
  • Manage your account online through Online Banking, which includes free copies of your checks and eStatements
  • Monitor and transact on your account using free Mobile Banking, including making mobile deposits
  • We offer Courtesy Pay and Overdraft Protection for when there are not enough funds in your account
  • For a small fee, you can order a personalized Debit/ATM Card through our Creative Card Maker program

Carefree Checking with People’s Community Credit Union

We are proud to serve all our members and believe in our member focused philosophy. When you open a Carefree Checking account with us online or at one of our branches, you can rest assured you will be taken care of. We are happy to provide our members with only the best and friendliest financial services. Call us today to learn more about opening a Carefree Checking account!