Member Resources

All the resources you need to make wise financial decisions

Your membership at People's Community Federal Community Credit Union entitles you to a wide variety of helpful resources to help guide you in your financial decisions throughout life.

Credit Tools	Protect Your Family and Finances
Financial Calculators Calculate your car payment, how you can pay off credit card debt and much more with these helpful and easy to use financial calculators. CALCULATORS	Fraud Prevention The rate of identity theft-related fraud continues to rise. The 2017 Identity Fraud Study, released by Javelin Strategy & Research, found that $16 billion was stolen from 15.4 million U.S. consumers in 2016, compared with $15.3 billion and 13.1 million victims a year earlier. In the past six years identity thieves have stolen over $107 billion. Click below to access our Security Center for information that has been prepared to protect you from the many types of financial fraud and identity theft. Security Center
Auto Center All the tools, information and resources you need to locate, purchase and finance your next new or used vehicle. auto center	IDnotify Identity Theft Protection Protect yourself from Identity Theft and Fraud Worried about how to protect you and your family against identity theft and financial fraud? We've got the program for you. IDnotify Identity Theft Protection uses innovated methods and alert tools to help proactively safeguard your personal information. IDnotify
Free Credit Report Based on the Fair and Accurate Credit Transaction Act (FACT Act) consumers are now able to obtain one free credit union per year from each of the 3 major consumer credit reporting companies – Equifax, Experian and Transunion. To prevent identify theft and other types of fraud People’s encourages you to order a report from each one of these companies. This is your opportunity to examine your reports for mistakes. Any unfamiliar accounts or credit cards on your credit report may be signs of identity theft. We recommend ordering 1 report from just 1 of the 3 companies every 4 months. This method maximizes your ability to get 1 free report every 12 months from each of the companies, while allowing you to receive a “fresh” credit report on a more regular basis. You then stand a much better chance of catching identity theft before it gets out of control. Be sure to save your reports compare them side by side. To order your free credit reports online visit the official website: www.annualcreditreport.com VISIT WEBSITE	Debt Protection Real Protection for Real-Life Events Cancel your loan payments, protect your family and safeguard your credit rating with Debt Protection. Our debit protection plans allow for the cancellation of your loan payments due to accidental death, disability, or involuntary unemployment; depending on the plan selected.* *There are eligibility requirements, conditions and exclusions that apply to these plans and could prevent you from receiving Debt Protection benefits. Please ask your member service representative for a copy of the Debt Protection Agreement, which provides additional details. The purchase of Debt Protection is voluntary and cannot be required as a condition of loan approval. This service is offered by Allied Solutions. Budget Counseling For our members, we offer friendly, nonjudgmental money management advice. Stop by or call us today. Together, we'll improve your finances. For information about our locations, hours and telephone numbers, click here.

Credit Tools

Protect Your Family and Finances

Financial Calculators

Calculate your car payment, how you can pay off credit card debt and much more with these helpful and easy to use financial calculators.

CALCULATORS

Fraud Prevention

The rate of identity theft-related fraud continues to rise. The 2017 Identity Fraud Study, released by Javelin Strategy & Research, found that $16 billion was stolen from 15.4 million U.S. consumers in 2016, compared with $15.3 billion and 13.1 million victims a year earlier. In the past six years identity thieves have stolen over $107 billion. Click below to access our Security Center for information that has been prepared to protect you from the many types of financial fraud and identity theft.

Security Center

Auto Center

Mobile All the tools, information and resources you need to locate, purchase and finance your next new or used vehicle.

auto center

IDnotify Identity Theft Protection

Protect yourself from Identity Theft and Fraud

Worried about how to protect you and your family against identity theft and financial fraud? We've got the program for you. IDnotify Identity Theft Protection uses innovated methods and alert tools to help proactively safeguard your personal information.

IDnotify

Free Credit Report

Based on the Fair and Accurate Credit Transaction Act (FACT Act) consumers are now able to obtain one free credit union per year from each of the 3 major consumer credit reporting companies – Equifax, Experian and Transunion.

To prevent identify theft and other types of fraud People’s encourages you to order a report from each one of these companies.

This is your opportunity to examine your reports for mistakes. Any unfamiliar accounts or credit cards on your credit report may be signs of identity theft. We recommend ordering 1 report from just 1 of the 3 companies every 4 months. This method maximizes your ability to get 1 free report every 12 months from each of the companies, while allowing you to receive a “fresh” credit report on a more regular basis. You then stand a much better chance of catching identity theft before it gets out of control. Be sure to save your reports compare them side by side.

To order your free credit reports online visit the official website:
www.annualcreditreport.com

VISIT WEBSITE

Debt Protection

Real Protection for Real-Life Events
Cancel your loan payments, protect your family and safeguard your credit rating with Debt Protection. Our debit protection plans allow for the cancellation of your loan payments due to accidental death, disability, or involuntary unemployment; depending on the plan selected.*

*There are eligibility requirements, conditions and exclusions that apply to these plans and could prevent you from receiving Debt Protection benefits. Please ask your member service representative for a copy of the Debt Protection Agreement, which provides additional details. The purchase of Debt Protection is voluntary and cannot be required as a condition of loan approval. This service is offered by Allied Solutions.