People's Community Federal Credit Union

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Personal Loans

If you need extra cashβ€”for whatever reasonβ€”our Personal Loans can offer funds you need at rates you can afford

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Have money in your savings account or a certificate? Sometimes it's better to borrow against your own savings than withdraw the money and spend it.

Advantages

  • You can borrow for nearly any reason.
  • Great for establishing or reestablishing your credit.
  • Rates are especially low when you use regular savings as collateral. Certificate-secured loans only cost a bit more.
  • You keep your hard-earned savings intact and feel good about it.
  • You avoid possible early withdrawal penalties if your money is in a certificate.
  • You continue to earn dividends on your account and watch them compound.

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Bill Consolidation

Too many monthly payments? Losing sleep over that pile of bills? Sounds like you need to consider a People's bill consolidation loan. We'll work with you to reduce your total payments by combining your obligations all into one loan. The result: You'll pay less interest and lower monthly payments. These unsecured loans are for a fixed term and a fixed rate, so your payment never changes.

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Other Personal Loans

We can probably put together the loan you need. We'll work with you to meet your goals and improve your financial well-being. We offer competitive fixed interest rates, flexible terms and options, quick loan decisions made locally, automatic loan payments, and of course friendly, personal service. We also offer a Personal Line of Credit for emergencies, travel, education or other purchases you would like to finance. At People's, you're a person not a number.

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