People's Community Federal Credit Union

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Everything you need to find, purchase and finance a vehicle


Auto Solution

Auto-Buying made easy!
AUTO SOLUTION is dedicated to serving credit union members of the Northwest with their auto buying needs.  Through Auto Solution, People’s provides you a hassle-free car buying experience.

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Enterprise Car Sales

Haggle-Free Buying, Worry-Free Ownership
Enterprise Car Sales is also available to make your auto buying experience easier.  For more than 40 years, Enterprise has been selling cars only one way. They select great cars - most from their fleet of more than 700,000 vehicles - offer them at competitive prices, and back each one with one of the industry's best used car warranties.

And to make your buying experience even better, their professional staff is trained in a low-pressure sales process that puts your needs first.  That's the right way to sell cars. And it's the Enterprise way.

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NADA Vehicle Pricing & Information

Know the real price before you buy.
Buying a vehicle, used or new, is often a challenging proposition. You'll be better equipped if you know the true value or cost of the vehicles you consider. NADA can provide you with the information you need to negotiate a great price on your next new or used car.

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CARFAX®

DonΒ΄t run the risk of buying used cars with costly hidden problems. Get a detailed vehicle history report from CARFAX’s nationwide database. Additional charges will apply.

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Need more information? We can help!
Member Service Representatives are ready to answer your questions about our car buying services and special promotions offered exclusively to People's Community Credit Union members.


Guaranteed Auto Protection (GAP)

Protect Your Vehicle Investment, Not Just Its Value
Guaranteed Auto Protection (GAP) covers that gap between the amount your car is worth (insurance settlement) and the amount you still owe in the event that your car is totaled or stolen and unrecovered. GAP supplements, but does not replace, your primary auto insurance coverage.

Example:  After one year, the vehicle you purchased for $25,000 is now valued at $16,000.  You still owe $20,000 when it is stolen and never recovered, or totaled in an accident.  Most insurance policies will only reimburse you for the value of the auto, $16,000, leaving you to repay the remaining loan balance of $4,000.  GAP provides for the waiver of that $4,000.

GAP is designed for all auto-buyers, whether you’re financing a new or used vehicle.  It may even cover your insurance deductible – up to $1,000 – as part of your claim settlement.  And, the cost of GAP can be financed with your loan!   GAP will also give you $1,000 towards your replacement vehicle financed at the credit union.

It’s a great way to be sure you won’t be stuck paying for something you no longer have and it’s a lot of protection for a small cost.  Ask for GAP whenever you apply for a People’s new or used auto loan.*

*See GAP Waiver Election Form for a complete list of benefits and rules.  The purchase of GAP is voluntary and cannot be required as a condition of loan approval.  GAP is a loan deficiency waiver and is not offered as insurance coverage.


Mechanical Breakdown Insurance

Premium Protection for the Car You Love
Dealers love to sell their extended warranties… which offer LESS VALUE than the credit union's MBI program, and typically cost hundreds of dollars more! In addition, People’s MBI program is extremely flexible, offering three levels of protection.  You can pick the deductibles and coverage that work best for you.  Some of the other benefits include nationwide coverage, 24-hour roadside assistance, direct pay to repair facility, rental vehicle assistance, transferable if you sell your car before the agreement expires, and more.  Ask for MBI whenever you apply for a People’s new or used auto loan.*

*Refer to MBI Agreement for conditions of coverage, exclusions and your duties during the term of the plan. The purchase of MBI is voluntary and cannot be required as a condition of loan approval.

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