Fee Schedule
Effective: December 11, 2018
- Account Service Fees
- Checking Fees
- Savings Fees
- Transaction Fees
- Electronic Funds Transfer Fees
- ATM Usage
- Safe Deposit Fees
Account Service Fees
| Service Type | Fee |
|---|---|
| Membership Fee | $5.00 |
| Membership Share, par value | $5.00 |
| Bill Pay | FREE |
| Bill Pay Check Copies | $5.00 per copy |
| Bill Pay Stop Payment | $20.00 per request |
| Bill Pay Expedited Payment |
$14.95 per payment |
| eStatements | FREE |
| Check Cashing (per hundred or any portion of $100 for each check cashed) |
$1.00 without other services |
| Deposit Item Return |
$10.00 per item |
| Fax Transmission |
$1.00 per page |
| Verification of Deposit | $5.00 per request |
| Cashier Check-first one free per day, then | $5.00 per check |
| Cashier Check Copy | $5.00 per copy |
| Foreign Item Collection |
$35.00 per item plus charges from the paying bank (incoming and outgoing) |
| Foreign Item Processing |
$17.00 per item |
| Payment by Credit Card | $10.00/payment |
| Research or Account Reconciliation |
$20.00 per hour |
| Statement or Check Copy |
$2.00 per copy |
| Wire Transfer (incoming) | FREE |
| Wire Transfer (outgoing) |
$18.00 per transfer |
| Foriegn Transfer (outgoing) |
$35.00 per transfer |
| International Western Union |
$35.00 |
| Inactive Account Fee (after 3 years) |
$25.00 |
| Bad Address Fee | $5.00 per month |
| Levy/Garnishment Fee | $35.00 |
Checking Fees
| Service Type | Fee |
|---|---|
| NSF Check (whether paid or returned) |
$30.00 |
| Overdraft Protection Transfer ($100 increments) |
$3.00 |
| Checking/Savings Account History |
$1.00 |
| Stop Payment |
$20.00 per request |
Savings Fees
| Service Type | Fee |
|---|---|
| Holiday Club Early Withdrawal | $5.00/withdraw |
| Account Closure (< 90 days) | $10.00 |
| Inactive Account Fee (after 3 years) | $25.00 |
Transaction Fees
| Service Type | Fee |
|---|---|
| Money Management Service (if $1,000 minimum balance not met) |
$5.00/month |
| NSF Transaction (whether paid or returned) |
$30.00 |
| Overdraft Protection Transfer ($100 increments) |
$3.00 |
| Stop Payment | $20.00 per request |
Electronic Funds Transfer Fees
| Service Type | Fee |
|---|---|
| New Standard Debit Card | FREE |
| New Personalized Debit Card | $12.00 per card |
| Personalized Debit Card Replacement | $6.00 |
| ATM Replacement Card or Personal Identification Number (PIN) |
$2.00 |
| ATM Transaction |
None at People's ATMs; $1.00 at all others |
| ATM/Debit Overdraft Fee |
$30.00 |
| Courtesy Pay Overdraft Fee | $30.00 |
| VISA Foreign Transaction Fee |
1% of transaction |
ATM Usage
| Usage | Limit |
|---|---|
| Daily Limit | $1,500.00 |
| Daily Maximum | 5 ATM Transactions |
Safe Deposit Fees
| Service Type | Fee |
|---|---|
| 3 x 5 |
$25.00 |
| 3 x 10 |
$40.00 |
| 5 x 10 |
$50.00 |
| 10 x 12 |
$70.00 |
| Drilling of Box |
$175.00 |
| One Key Replacement |
$150.00 |
