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Loyalty Checking

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Earn 4.50% APY* on your Loyalty Checking account, plus refunds on all ATM surcharges (up to $100 per month). To qualify for Loyalty Checking rate and ATM surcharge refund you need:

• 10 debit card transactions per month
• Monthly eStatements
• 3 CU@Home and/or Bill Pay transactions per month
• Deposits of $350 or more per month
• Open Loyalty Checking with $100 minimum deposit

*Annual percentage yield; subject to change. Not available for business accounts. If Loyalty Checking requirements are not met the APY will be .25% and ATM surcharges will not be refunded. Loyalty Checking balances greater than $50,000 will earn .25% APY even if Loyalty Checking requirements are met. Loyalty Savings balances greater than $750 will earn the Carefree Savings dividend rate, currently 1.00%APY. Fees could reduce earnings. Only one Loyalty Savings and one Loyalty Checking account per member. This credit union is federally insured by the National Credit Union Administration.

Carefree Checking

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With free Carefree Checking, you'll never need another checking account. You pay no monthly service fees. No per-check fees. Plus, there are no minimum balance requirements. Easy to manage without all the fuss of fees.

With our duplicate checks, Carefree Checking is especially easy to enjoy. Just keep the carbons, and if you ever need copies of your checks (and when was the last time you did?), contact us.

To learn about our great checking-related services, click any of the categories to the left. People's Community checking accounts provide a complete range capabilities to suit your needs.

To open a Carefree Checking account you must be a member of People's Community Federal Credit Union. All you need is a $100 initial deposit and $5 in savings. Ready to open your Carefree Checking account? To apply right now, click here for our secure 24/7 membership and account opening site. For information about our locations, hours and telephone numbers, click here.